Are you trying to build up your credit score, and ideally do so within a year? Here are a few tips to keep in mind.

  1. Pay down debt
  2. Make extra payments during billing cycles
  3. Request increases to credit limits
  4. Become authorized user on someone else’s card
  5. Apply for a credit-builder loan
  6. Get a secured credit card

Image via Nerd Wallet.

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