Sure, there are lots of great reasons to get a personal loan – but what about those less-than-stellar reasons? The truth is, personal loans are not always the right financial choice. Read on to learn when to say ‘no’…
Consumer research shows that many Americans spend 24 hours or less researching auto loans before signing on the dotted line. Unfortunately, most of them end up paying more than necessary, simply because the lack information. Read on to learn…
Alaskan utility customers may soon find a pleasant surprise in the form of loans. For energy efficient upgrades and adding renewable energy systems, they will be paid back through their monthly bills. Known as “on-bill financing,” this is already…
There are two groups of people in the financial world: those who believe personal loans are a good idea for paying off credit card debt and those who disagree. These are a few reasons why it is not worthwhile to pay…
Wells Fargo is joining the other U.S. banks that now give low down mortgage payments, offering home loans of up to $417,000 with a three percent down payment. Loan takers will need good credit (FICO scores of 620 and…
A 401(k) loan is an easy and cheap way to borrow, and although that may be enticing, it’s also an incredibly risky move. These types of loans have incredibly low interest rates, meant to grab those seeking out a…
Student loans are a looming part of higher education that gives most prospective students a headache before they’ve even started the application process. Alas, prospective and former students rejoice—here are some tips for paying off your loans quickly. Know…